Stop the Lender’s collections calls and collect Lender’s funds to start over

Only 9% of property owners qualify for loan modifications and most of those owners lose their property to foreclosure.within two years of receiving the modification because loan modifications benefit the bank not the consumer. My short sale approval is 90%, because I work with motivated sellers who want to end the financial nightmare and get back on the road to financial health.

Interested in the detailed benefits of a property shortsale.

Contact me today.

jaynelle realtor

These short sale sellers are homeowners again!

Their short sale was completed in 2009 and they were able to buy a new home in 2011 at a substantially reduced price and better interest rates.

recent sale

One of my latest successful transaction of 2011.

I sold the seller this home in 2006: My clients tried for 12 months to obtain a loan modification. They could not obtain one, So they hired to short sell it. The property have multiple offers in days, but two sets of buyers walked away, an another buyer could not obtain a loan. The sale process was five months. The time delay are due to buyers. I never stop marketing your property until a qualified buyer get your keys !

A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.

There are both credit and financial benefits for a property short sale

Some Lenders will pay you up to $20,000. Many people, who completed a short sale can qualify for first time homebuyer incentives. My team of qualified, nationally recognized lenders, are standing by to qualify you for your next home, today.

Seriously considering a short sale and not a loan mod, I can solve your problems with a successful short sale.

Completing a short sale will remove the nightmare of collector phone calls at all times of the day and night, unopened registered letters from your lender threatening foreclosure, appraisers showing up at your front door claiming a right to inspect your property, agents driving by and taking pictures in front of the neighbors and most importantly, remove the worried look in the eyes of your spouse and your children.

Short Sale Humor or Horror Video!

quick short sale

Completed entire Short Sale in less than 45 days !

Only 66% of short sales are completed. I have a 90% percent lender acceptance which includes banks that NEVER approve a short sale. My success is due to two factors: great property selling skills and lender short sale process efficiency. Short sales can be completed quickly if the property sells fast and the offer is structured for lender acceptance.

residential income property short sale

Residential Income Properties also qualify for a short sale without recourse.

I sold both the seller’s residential income property and their home. They needed mortgage relief to operate their business. In addition to starting a successful business I expect a call from them to start shopping for a new home later this year.

Super Richmond Hilltop Area One Bedroom Condo For Sale

Visit www.ebpre.com for more active properties for sale.

Stoneglen, RichmonsStoneglen, Richmond
Stoneglen, Richmond
Stoneglen, Richmond

Commodore Richmond

Details

3973 STONEGLEN, RICHMOND CA

MLS 40647000

Sparkling updated 1 bedroom, 1 bath condo with stainless steel appliances, Silestone counters, washer and dryer in unit, spacious closets, separate storage and covered parking. Minutes from Hilltop Mall, I80/580 and BART.

 

jaynelle bell

Contact Jaynelle, 510.206.7144, jaynelle.bell at gmail dot com for details

 

chris  dyer lenderNeed a home loan ?

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Watermark Properties Real Estate © 2007 – 2014. All rights reserved.
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Get a modern home and 3.5% closing cost credit !

home

 

Fannie Mae is offering up to a 3.5% closing cost assistance for owner-occupant buyers and public entities who request the incentive at their initial offer during the First Look™ period, purchase a HomePath property in select states on or before March 31 and close by May 31, 2014.  Jaynelle Bell 510.206.7144

Getting a Mortgage When Lenders say No

New mortgage rules are pretty clear about what you have to do to convince a lender you’re a qualified mortgage borrower. Meant to measure your ability to repay, the new rules created a list of eight things lenders had to check to make sure you could repay your mortgage.

Those protections help ensure we’re not going to see a repeat of the mortgage crisis any time soon. The new rules are also designed to reward banks for staying away from risky products like interest-only loans. But if you can’t meet any of the eight standards you’re going to find it harder to get a new mortgage or refinance your existing mortgage.

The NATIONAL ASSOCIATION OF REALTORS® predicts the changes will slice about 5% to 7% of borrowers out of the market.

Where do you turn if you’re in that 5% to 7% or you like your balloon loan and want to refinance into another balloon loan?

The fine print in the new rules created some exemptions that you can use to try again if you don’t meet one or two of the eight qualified mortgage checks, or if you want to go with a loan product that the rules discourage lenders from making.

1. Your State Housing Finance Authority

State Housing Finance Authorities specialize in helping first-time and low-to-moderate income homebuyers and homeowners. They’ll often give you a below-market interest rate or the option of putting down as little as 3%.

Read more: http://www.houselogic.com/blog/home-loans-mortgages/getting-a-mortgage-when-lender-says-no/#ixzz2tfBXvYBa

Bay Area Home Sales Database for Contra Costa – Weekly Updates at SFGate.com – SFGate

Watermark Properties – www.ebpre.com

Bay Area Home Sales Database – Weekly Updates at SFGate.com – SFGate.

Oakland is top city in home value turnaround

Oakland tops the list of turnaround cities

Check out this neat infographic posted by the California Association of Realtors. The Realtor.com list shows the top 10 turnaround towns in the country, based on inventory, median list price, days on the market and search and listing activity.

Leading the way: Oakland, Orange County and the Santa Barbara area.

See the newest listings in Oakland and contact us for details and viewings

 

OPEN SUN 2 – 4 PM | Super Richmond Marina Townhouse For Sale

Visit www.ebpre.com for more active properties for sale.

Commodore, RichmonsVale, San Pablo
Commodore, Richmond
Vale, San Pablo

Commodore Richmond

Details

– 112 COMMODORE DR, RICHMOND MARINA CA

– MLS 40642825

Sparkling 3 bedroom 2.5 townhouse located in The Beaches. Plush, freshly shampooed carpet, kitchen and master bedroom floors with radiant heat, stainless steel appliances, wood burning fireplace, 2 covered parking stalls. Master Bedroom has ample closet, dual sink and shower/tub. Near shops/frwys.

 

jaynelle bell

Contact Jaynelle, 510.206.7144, jaynelle.bell at gmail dot com for details

 

chris  dyer lenderNeed a home loan ?

watermark properties real estate
View Richmond active listings
watermark properties real estate
View San Pablo active listings
watermark properties real estate
View El Sobrante active listings
watermark properties real estate
View Pinole active listings

watermark properties real estate
Become a Hercules Market Insider
watermark properties real estate
Become A Pinole Market Insider
watermark properties real estate
Become a San Pablo Market Insider
Create your custom MLS Search
watermark properties real estate
Active Income Properties From Fairfield to Hayward.
watermark properties real estate
All Active SF East Bay Listings

watermark properties real estate
Watermark Properties Real Estate © 2007 – 2014. All rights reserved.
www.ebpre.com|info@ebpre.com|
510.296.4876 | 510.206.7144

WEBSITE | FEATURED PROPERTIES | RESIDENTIAL INCOME PROPERTIES | ACTIVE BAY AREA PROPERTIES|
BLOG | DAILY EMAIL UPDATES | CONTACT | SIGN UP | LOGIN |

Information deemed reliable but not guaranteed.

Designed, hosted and maintained by lk servicesGet Your Ad today !

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